Grid lines Grid lines

Rayi

Goal-Based Mutual Fund, SIP & Digital Gold Investment Platform Development for Rayi

Goal-Based Mutual Fund, SIP & Digital Gold Investment Platform Development for Rayi

UX/UI design, Goal-Based Investment Platform, Mobile App, Web App

Goal-Based Mutual Fund, SIP & Digital Gold Investment Platform Development for Rayi
Industry

Fintech

Platform

Android, iOS, Web

Links
rayi.co.in

The project

Transforming Digital Wealth Creation With Instant Redemption Journey

Goal-based mutual fund, SIP and digital gold investment platform for Rayi

Evoqins partnered with Rayi to design and develop a modern wealth-tech platform focused on simplifying how users save, invest, and achieve financial goals. The platform combines mutual fund investments, digital gold, SIP automation, and instant redemption capabilities within a unified and intuitive investment ecosystem. Every wireframe and interaction was carefully crafted to reduce friction and guide users naturally through their financial journeys.

From onboarding to portfolio management, the experience was designed around transparency, accessibility, and long-term user engagement. The platform enables users to invest based on goals, build diversified portfolios, automate savings, and access liquidity through instant redemption features. Alongside intuitive user experiences, the system also provides businesses with scalable operational capabilities and centralized investment management workflows.

The design

Wireframes & interface design

Goal-based mutual fund, SIP and digital gold investment platform for Rayi Goal-based mutual fund, SIP and digital gold investment platform for Rayi

Key features

End-to-end investment platform features

Rayi goal-based investment experience

Goal-Based Investment Experience

  • Create personalized investment goals for user-specific requirements.
  • Track progress through structured and visual goal management journeys.
  • Receive curated investment suggestions aligned with financial objectives.
  • Simplify long-term investing through guided and intuitive workflows.

Digital Gold Investment Platform

  • Buy and manage digital gold investments directly within the platform.
  • Keep an eye on live gold values and investment performance in real time.
  • Enable secure and accessible gold investing for modern investors.
  • Diversify portfolios with alternative investment options beyond mutual funds.
Rayi digital gold investment platform
Rayi smart KYC and onboarding experience

Smart KYC & Onboarding Experience

  • Builds trust with a transparent and user-friendly account setup process.
  • Complete KYC process digitally with a guided, step-by-step experience.
  • Start investing faster with a simplified onboarding flow to cut short delays.
  • Ensures user information is securely verified while maintaining compliance standards.

Instant Redemption & Liquidity Features

  • Enable faster redemption experiences for eligible investment products.
  • Track redemption requests and transaction status with complete transparency.
  • Deliver real-time notifications for investment and withdrawal activities.
  • Improve investor confidence through transparent and simplified redemption workflows.
Rayi instant redemption and liquidity features
Rayi smart portfolio and SIP management

Smart Portfolio & SIP Management

  • Create diversified investment baskets aligned with risk preferences.
  • Simplify fund discovery with personalized portfolio recommendations.
  • Support lumpsum and recurring investment journeys within one platform.
  • Enable structured wealth-building experiences through intelligent investment flows.

Add-on features

Additional functionality built for investors

Instant redemption

Instant redemption

Fund basket management

Fund basket management

Centralized admin dashboard

Centralized admin dashboard

Sort and filter funds

Sort and filter funds

SIP automation

SIP automation

Portfolio insights

Portfolio insights

Cross-platform compatibility

Cross-platform compatibility

Secure payment gateway

Secure payment gateway

Asset allocation

Asset allocation

SIP & lumpsum management

SIP & lumpsum management

The process

6 phases of innovating a digital product

The first step is transforming the product idea into a business vision, from gathering information to doing deep research for a better understanding of the concept. We will help you do discovery, requirement analysis, and market study by defining the KPI for the project to deliver an excellent application for your customers. We will create a foolproof blueprint for your business vision.

Our crew defines the page as a user-friendly interface that shapes your product idea into a functional prototype. We start the process by drawing a concept plan and prioritising features based on real-time customer feedback. In addition, we build the design concepts to validate them as an optimal experience for targeted users. It consists of user requirements, navigation, information architecture, and usability.

Our services establish your vision of the product by adhering to reliability, performance, and customer expectations. The code review strategy ensures a fine-tuned product from its core and provides detailed recommendations to optimize the product according to your requirements. Your product will deliver a seamless user experience without security or optimization stress.

Our product design strategy is based on deep research of your targeted audience. This strategy helps our crew to design an attractive and eye-catching user interface that provides memorable user experiences. We assist you in designing a simple and easy-to-use application to build a solid customer base for your business by evoking the customer’s feelings through user experience factors in wireframes.

While adhering to sprint planning and agile methodologies, our developers employed cutting-edge technologies and frameworks to develop ready-to-use applications. They further integrate the front end of the products with the back end, enabling interaction between data, applications, and devices using webHooks, WebSockets, and restful API.

Before releasing the application, our crew will process it through rigorous testing to ensure the performance, accessibility, scalability, and security of the developed product. Even after the product's release, our team will provide support like timely maintenance, security patches, tools, plugins, framework degradation, improvement for existing modules, and adding new features for functionality.

The first step is transforming the product idea into a business vision, from gathering information to doing deep research for a better understanding of the concept. We will help you do discovery, requirement analysis, and market study by defining the KPI for the project to deliver an excellent application for your customers. We will create a foolproof blueprint for your business vision.

Our product design strategy is based on deep research of your targeted audience. This strategy helps our crew to design an attractive and eye-catching user interface that provides memorable user experiences. We assist you in designing a simple and easy-to-use application to build a solid customer base for your business by evoking the customer’s feelings through user experience factors in wireframes.

Our crew defines the page as a user-friendly interface that shapes your product idea into a functional prototype. We start the process by drawing a concept plan and prioritising features based on real-time customer feedback. In addition, we build the design concepts to validate them as an optimal experience for targeted users. It consists of user requirements, navigation, information architecture, and usability.

While adhering to sprint planning and agile methodologies, our developers employed cutting-edge technologies and frameworks to develop ready-to-use applications. They further integrate the front end of the products with the back end, enabling interaction between data, applications, and devices using webHooks, WebSockets, and restful API.

Our services establish your vision of the product by adhering to reliability, performance, and customer expectations. The code review strategy ensures a fine-tuned product from its core and provides detailed recommendations to optimize the product according to your requirements. Your product will deliver a seamless user experience without security or optimization stress.

Before releasing the application, our crew will process it through rigorous testing to ensure the performance, accessibility, scalability, and security of the developed product. Even after the product's release, our team will provide support like timely maintenance, security patches, tools, plugins, framework degradation, improvement for existing modules, and adding new features for functionality.

Enquiry

Let’s discuss your idea

Evoqins a software development company

Please verify that you are not a robot